How to Buy a House in California
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Choose a house and neighborhood;
Find the right agent;
Get the most up-to-date information on mortgage options and rates;
Take advantage of creative financing strategies – from seller financing to government loans;
Figure out how much down payment you can afford;
Make an offer and negotiate with confidence for the best price;
Buy a new house in a development;
Inspect a house for physical problems and environmental hazards;
Juggle buying and selling houses simultaneously;
Successfully go through escrow.
This edition provides all new information on limited equity cooperatives, co-housing and other shared-living arrangements, plus a new section on "non-money" ways to make your purchase offer attractive. It also provides an evaluation of the latest mortgage options, such as no-interest loans, and advice on dealing with California's homeowner's insurance crisis.
Home buyers beyond California: Even though this book provides state-specific forms and information for Californians, most of the material in it can help home buyers in the other 49 states as well. Don't buy a house without it!
Table of Contents includes:
Describe Your Dream House;
How Much House Can You Afford?;
Narrowing the Affordability Gap: How to Afford Buying a House;
Raising Money for Your Down Payment;
Working With Real Estate Professionals;
How to Find a House;
New Houses, Developments and Condominiums;
Financing Your House: An Overview;
Fixed Rate Mortgages;
Adjustable Rate Mortgages;
Obtaining a Mortgage;
Buying a House When You Already Own One;
What Will You Offer?;
Putting Your Offer in Writing;
Presenting Your Offer and Negotiating;
After the Contract Is Signed: Escrow, Contingencies and Insurance;
Check Out a House’s Condition;
Legal Ownership: How to Take Title;
If Something Goes Wrong During Escrow.
|Shipping Availability||This item ships within 1 to 2 business days.|
|Author||Warner, Serkes, Devine|
|Edition||15th ed., 2015|