Product Description
A highly influential road map for consumer litigation against creditors, The Cost of Credit analyzes consumer credit regulation in all 50 states and federal regulation, including points, refinancing, and RESPA requirements. How to challenge excessive credit charges, credit insurance, equity-skimming, and loan flipping.
The Latest on Federal Preemption:
The definitive analysis, examining OCC, OTS, and even FDIC preemption interpretations, and the preemptive effect on State credit law and various federal statutes.
Innovative Thinking and Precise Authority on Predatory Lending and Today's Other Hot Topics:
Refund anticipation loans
Payday loans
Auto title pawns
Mortgage broker kickbacks
Yield spread premiums and upcharges
Second mortgage and home equity loan scams
Bounced loans
Negative equity, hidden fees, and other car financing abuses
Lender and assignee liability for third party behavior
Rent-to-Own
How the new Gramm-Leach-Bliley Act affects credit insurance
Private mortgage insurance
Complete guide to credit math
Expert witness reports
How the new E-Sign law affects loan documents.
FREE with your purchase:
Four months of supplements and revised editions.
Access to companion website as long as you stay current on the title.
Four-month, 8-issue NCLC REPORTS newsletter trial subscription.
*Important! Supplement Update Policy: This item may be supplemented annually by the publisher. These updates are important in ensuring that your item always reflects the most up-to-date legal information. Your purchase price includes the cost of any current cumulative updates and any updates that may be issued within four months of your purchase. After that period, a subsequent supplement will be sent to you directly from the publisher for your review and purchase.
Shipping: This item may arrive separately from other items included in your order.
The Latest on Federal Preemption:
The definitive analysis, examining OCC, OTS, and even FDIC preemption interpretations, and the preemptive effect on State credit law and various federal statutes.
Innovative Thinking and Precise Authority on Predatory Lending and Today's Other Hot Topics:
FREE with your purchase:
*Important! Supplement Update Policy: This item may be supplemented annually by the publisher. These updates are important in ensuring that your item always reflects the most up-to-date legal information. Your purchase price includes the cost of any current cumulative updates and any updates that may be issued within four months of your purchase. After that period, a subsequent supplement will be sent to you directly from the publisher for your review and purchase.
Shipping: This item may arrive separately from other items included in your order.
Information
| Condition | New |
|---|---|
| Shipping Availability | This item ships within 1 to 2 business days. |
| Heavy | No |
| Format | Paperback |
| Author | Renuart, Keest, Carter, Wu, Cohen, Thompson |
| ISBN | 9781602480483 |
| Edition | 4th Ed., 2009 and 2011 Supplement* |
| Publisher | National Consumer Law Center |
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